<?php
namespace payment;
use app\service\PayLogService;
* 建行聚合支付
* @author Devil
* @blog http://gong.gg/
* @version 1.0.0
* @date 2021-02-07
* @desc description
*/
class CcbPay
{
private $config;
* 构造方法
* @author Devil
* @blog http://gong.gg/
* @version 1.0.0
* @date 2021-02-07
* @desc description
* @param [array] $params [输入参数（支付配置参数）]
*/
public function __construct($params = [])
{
$this->config = $params;
}
* 配置信息
* @author Devil
* @blog http://gong.gg/
* @version 1.0.0
* @date 2018-09-19
* @desc description
*/
public function Config()
{
$base = [
'name' => '建行聚合支付',
'version' => '1.0.0',
'apply_version' => '不限',
'apply_terminal'=> ['pc', 'weixin'],
'desc' => '适用PC(支付宝/微信/建行APP扫码支付)+微信小程序支付，即时到帐支付方式，买家的交易资金直接打入卖家账户，快速回笼交易资金。 <a href="https://ibsbjstar.ccb.com.cn/" target="_blank">立即申请</a>',
'author' => 'Devil',
'author_url' => 'http://shopxo.net/',
];
$element = [
[
'element' => 'input',
'type' => 'text',
'default' => '',
'name' => 'appid',
'placeholder' => '小程序APPID',
'title' => '小程序APPID',
'is_required' => 0,
'message' => '请填写小程序APPID',
],
[
'element' => 'input',
'type' => 'text',
'default' => '',
'name' => 'merchant_id',
'placeholder' => '商户号',
'title' => '商户号',
'is_required' => 0,
'message' => '请填写商户号',
],
[
'element' => 'input',
'type' => 'text',
'default' => '',
'name' => 'pos_id',
'placeholder' => '柜台号',
'title' => '柜台号',
'is_required' => 0,
'message' => '请填写柜台号',
],
[
'element' => 'input',
'type' => 'text',
'default' => '',
'name' => 'branch_id',
'placeholder' => '分行代码',
'title' => '分行代码',
'is_required' => 0,
'message' => '请填写分行代码',
],
[
'element' => 'input',
'type' => 'text',
'default' => '',
'name' => 'pub',
'placeholder' => '商户公钥后30位',
'title' => '商户公钥后30位',
'is_required' => 0,
'message' => '请填写商户公钥后30位',
],
[
'element' => 'textarea',
'name' => 'ccb_public',
'placeholder' => '商户公钥',
'title' => '商户公钥',
'is_required' => 0,
'rows' => 6,
'message' => '请填写商户公钥',
],
[
'element' => 'input',
'type' => 'text',
'default' => '',
'name' => 'wlpt_url',
'placeholder' => '外联平台地址',
'title' => '外联平台地址',
'is_required' => 0,
'message' => '请填写外联平台地址',
],
[
'element' => 'input',
'type' => 'text',
'default' => '',
'name' => 'user_id',
'placeholder' => '操作员号',
'title' => '操作员号',
'is_required' => 0,
'message' => '请填写商户服务平台操作员号',
],
[
'element' => 'input',
'type' => 'password',
'default' => '',
'name' => 'user_pwd',
'placeholder' => '操作员交易密码',
'title' => '操作员交易密码',
'is_required' => 0,
'message' => '请填写商户服务平台操作员交易密码',
],
[
'element' => 'message',
'message' => '1. 同步跳转地址，将该地址配置到支付后台页面同步跳转<br />'.__MY_URL__.'payment_default_order_'.strtolower(str_replace(['payment', '\\'], '', get_class($this))).'_respond.php<br /><br />2. 异步通知地址，将该地址配置到支付后台异步通知<br />'.__MY_URL__.'payment_default_order_'.strtolower(str_replace(['payment', '\\'], '', get_class($this))).'_notify.php',
],
];
return [
'base' => $base,
'element' => $element,
];
}
* 支付入口
* @author Devil
* @blog http://gong.gg/
* @version 1.0.0
* @date 2018-09-19
* @desc description
* @param [array] $params [输入参数]
*/
public function Pay($params = [])
{
if(empty($params))
{
return DataReturn('参数不能为空', -1);
}
if(empty($this->config) || empty($this->config['merchant_id']) || empty($this->config['pos_id']) || empty($this->config['branch_id']) || empty($this->config['pub']) || empty($this->config['ccb_public']))
{
return DataReturn('支付缺少配置', -1);
}
if(APPLICATION_CLIENT_TYPE == 'weixin' && empty($this->config['appid']))
{
return DataReturn('支付缺少appid配置', -1);
}
if(APPLICATION_CLIENT_TYPE == 'weixin')
{
return $this->WeixinMiniPay($params);
}
return $this->WebPay($params);
}
* 微信小程序端支付
* @author Devil
* @blog http://gong.gg/
* @version 1.0.0
* @date 2022-06-29
* @desc description
* @param [array] $params [输入参数]
*/
public function WeixinMiniPay($params = [])
{
if(empty($params['user']) || empty($params['user']['weixin_openid']))
{
return DataReturn('用户openid为空', -1);
}
$parameter = [
'MERCHANTID' => $this->config['merchant_id'],
'POSID' => $this->config['pos_id'],
'BRANCHID' => $this->config['branch_id'],
'ORDERID' => $params['order_no'],
'PAYMENT' => $params['total_price'],
'CURCODE' => '01',
'TXCODE' => '530590',
'REMARK1' => '',
'REMARK2' => '',
'TYPE' => 1,
'PUB' => $this->config['pub'],
'GATEWAY' => 0,
'CLIENTIP' => GetClientIP(),
'REGINFO' => '',
'PROINFO' => '',
'REFERER' => '',
'TIMEOUT' => $this->OrderAutoCloseTime(),
'TRADE_TYPE' => 'MINIPRO',
'SUB_APPID' => $this->config['appid'],
'SUB_OPENID' => $params['params']['user']['weixin_openid'],
];
PayLogService::PayLogRequestRecord($params['order_no'], ['request_params'=>$parameter]);
$str = http_build_query($parameter);
$url = 'https://ibsbjstar.ccb.com.cn/CCBIS/ccbMain?CCB_IBSVersion=V6&'.str_replace('&PUB='.$parameter['PUB'], '', $str).'&MAC='.md5($str);
$result = $this->HttpRequest($url, []);
if(!empty($result) && !empty($result['SUCCESS']) && $result['SUCCESS'] == 'true' && !empty($result['PAYURL']))
{
$result = $this->HttpRequest($result['PAYURL'], []);
return DataReturn('success', 0, $result);
}
return DataReturn('支付单提交失败', -1);
}
* web端支付
* @author Devil
* @blog http://gong.gg/
* @version 1.0.0
* @date 2022-06-29
* @desc description
* @param [array] $params [输入参数]
*/
public function WebPay($params = [])
{
$parameter = [
'MERCHANTID' => $this->config['merchant_id'],
'POSID' => $this->config['pos_id'],
'BRANCHID' => $this->config['branch_id'],
'ORDERID' => $params['order_no'],
'PAYMENT' => $params['total_price'],
'CURCODE' => '01',
'TXCODE' => '530550',
'REMARK1' => '',
'REMARK2' => '',
'RETURNTYPE' => 3,
'TIMEOUT' => $this->OrderAutoCloseTime(),
'PUB' => $this->config['pub'],
];
PayLogService::PayLogRequestRecord($params['order_no'], ['request_params'=>$parameter]);
$str = http_build_query($parameter);
$url = 'https://ibsbjstar.ccb.com.cn/CCBIS/ccbMain?CCB_IBSVersion=V6&'.str_replace('&PUB='.$parameter['PUB'], '', $str).'&MAC='.md5($str);
$result = $this->HttpRequest($url, []);
if(!empty($result) && !empty($result['SUCCESS']) && $result['SUCCESS'] == 'true' && !empty($result['PAYURL']))
{
$result = $this->HttpRequest($result['PAYURL'], []);
if(!empty($result['QRURL']))
{
$pay_params = [
'type' => 'scan',
'url' => urldecode($result['QRURL']),
'order_no' => $params['order_no'],
'name' => '扫码支付',
'msg' => '打开【支付宝、微信、建行APP】扫一扫进行支付',
'check_url' => $params['check_url'],
];
MySession('payment_qrcode_data', $pay_params);
return DataReturn('success', 0, MyUrl('index/pay/qrcode'));
}
}
return DataReturn('支付单提交失败', -1);
}
* 退款处理
* @author Devil
* @blog http://gong.gg/
* @version 1.0.0
* @date 2019-05-28
* @desc description
* @param [array] $params [输入参数]
*/
public function Refund($params = [])
{
$p = [
[
'checked_type' => 'empty',
'key_name' => 'order_no',
'error_msg' => '支付订单号不能为空',
],
[
'checked_type' => 'empty',
'key_name' => 'refund_price',
'error_msg' => '退款金额不能为空',
],
];
$ret = ParamsChecked($params, $p);
if($ret !== true)
{
return DataReturn($ret, -1);
}
$refund_reason = empty($params['refund_reason']) ? $params['order_no'].'订单退款'.$params['refund_price'].'元' : $params['refund_reason'];
$parameter = "<?xml version=\"1.0\" encoding=\"GB2312\" standalone=\"yes\" ?>";
$parameter .="<TX><REQUEST_SN>" . date('YmdHis') . "</REQUEST_SN>";
$parameter .="<CUST_ID>" . $this->config['merchant_id'] . "</CUST_ID>";
$parameter .="<USER_ID>" . $this->config['user_id'] . "</USER_ID>";
$parameter .="<PASSWORD>" . $this->config['user_pwd'] . "</PASSWORD><TX_CODE>5W1004</TX_CODE><LANGUAGE>CN</LANGUAGE>";
$parameter .="<TX_INFO><MONEY>" . $params['refund_price'] . "</MONEY>";
$parameter .="<ORDER>" . $params['order_no'] . "</ORDER>";
$parameter .="<REFUND_CODE></REFUND_CODE></TX_INFO><SIGN_INFO></SIGN_INFO><SIGNCERT></SIGNCERT></TX>";
$result = $this->HttpRequestWlpt($this->config['wlpt_url'], $parameter);
$resultData = simplexml_load_string($result);
if(!empty($result) && isset($result['RETURN_MSG']) && $result['RETURN_CODE'] == '000000')
{
$data = [
'out_trade_no' => isset($result['ORDER_NUM']) ? $result['ORDER_NUM'] : '',
'trade_no' => isset($params['ORDERID']) ? $params['ORDERID'] : '',
'buyer_user' => '',
'refund_price' => isset($result['AMOUNT']) ? $result['AMOUNT'] : 0.00,
'return_params' => $result,
'request_params' => $parameter,
];
return DataReturn('退款成功', 0, $data);
}
return DataReturn(empty($result) ? '支付接口请求失败' : (empty($result['errMsg']) ? $result : $result['errMsg'].'['.$result['errCode'].']'), -1);
}
* 订单自动关闭的时间
* @author Devil
* @blog http://gong.gg/
* @version 1.0.0
* @date 2021-03-24
* @desc description
*/
public function OrderAutoCloseTime()
{
$time = intval(MyC('common_order_close_limit_time', 30, true))*60;
return date('YmdHis', time()+$time);
}
* 支付回调处理
* @author Devil
* @blog http://gong.gg/
* @version 1.0.0
* @date 2018-09-19
* @desc description
* @param [array] $params [输入参数]
*/
public function Respond($params = [])
{
$sign = '';
foreach($params AS $key=>$val)
{
if ($key != 'SIGN')
{
$sign .= "$key=$val&";
}
}
$sign = substr($sign, 0, -1);
if(!$this->VerifySign($sign, $params['SIGN']))
{
return DataReturn('签名校验失败', -1);
}
if(isset($params['SUCCESS']) && $params['SUCCESS'] == 'Y')
{
return DataReturn('支付成功', 0, $this->ReturnData($params));
}
return DataReturn('支付失败', -1);
}
* 返回数据统一格式
* @author Devil
* @blog http://gong.gg/
* @version 1.0.0
* @date 2021-02-08
* @desc description
* @param [array] $data [支付数据]
*/
private function ReturnData($data)
{
$data['trade_no'] = $data['ACCDATE'];
$data['buyer_user'] = $data['ACC_TYPE'];
$data['out_trade_no'] = $data['ORDERID'];
$data['subject'] = '';
$data['pay_price'] = $data['PAYMENT'];
return $data;
}
* 网络请求
* @author Devil
* @blog http://gong.gg/
* @version 1.0.0
* @datetime 2017-09-25T09:10:46+0800
* @param [string] $url [请求url]
* @param [array] $data [发送数据]
* @param [int] $second [超时]
* @return [mixed] [请求返回数据]
*/
private function HttpRequest($url, $data, $second = 30)
{
$ch = curl_init();
$header = ['Content-Type: application/json'];
curl_setopt_array($ch, array(
CURLOPT_URL => $url,
CURLOPT_HTTPHEADER => $header,
CURLOPT_POST => true,
CURLOPT_SSL_VERIFYPEER => false,
CURLOPT_SSL_VERIFYHOST => false,
CURLOPT_RETURNTRANSFER => true,
CURLOPT_POSTFIELDS => json_encode($data),
CURLOPT_TIMEOUT => $second,
));
$result = curl_exec($ch);
if($result)
{
curl_close($ch);
return json_decode($result, true);
} else {
$error = curl_errno($ch);
curl_close($ch);
return "curl出错，错误码:$error";
}
}
* 退款外联平台请求
* @author Devil
* @blog http://gong.gg/
* @version 1.0.0
* @date 2024-04-19
* @desc description
* @param [string] $url [请求url]
* @param [array] $data [发送数据]
* @param [int] $second [超时]
* @return [mixed] [请求返回数据]
*/
private function HttpRequestWlpt($url, $data, $second = 30)
{
$ch = curl_init();
$header = ['Content-Type: application/xml; charset="GB2312"'];
curl_setopt_array($ch, array(
CURLOPT_URL => $url,
CURLOPT_HTTPHEADER => $header,
CURLOPT_POST => true,
CURLOPT_RETURNTRANSFER => true,
CURLOPT_POSTFIELDS => $data,
CURLOPT_TIMEOUT => $second,
));
$result = curl_exec($ch);
if($result)
{
curl_close($ch);
return $result;
} else {
$error = curl_errno($ch);
curl_close($ch);
return "curl出错，错误码:$error";
}
}
* 签名验证
* @author Devil
* @blog http://gong.gg/
* @version 1.0.0
* @date 2022-06-27
* @desc description
* @param [string] $prestr [待验证字符串]
* @param [string] $sign [签名]
*/
public function VerifySign($prestr, $sign)
{
$public_key = $this->DerTopem($this->config['ccb_public']);
$pkeyid = openssl_get_publickey($public_key);
$verifyResult = openssl_verify($prestr, pack("H" . strlen($sign), $sign), $pkeyid, OPENSSL_ALGO_MD5);
unset($pkeyid);
return $verifyResult == 1 ? true : false;
}
* 16进制的公钥转成PEM格式
* @author Devil
* @blog http://gong.gg/
* @version 1.0.0
* @date 2022-06-27
* @desc description
* @param [type] $public_key [description]
*/
public function DerTopem($public_key)
{
$pem = chunk_split(base64_encode(hex2bin($public_key)), 64, "\n");
$pem = "-----BEGIN PUBLIC KEY-----\n" . $pem . "-----END PUBLIC KEY-----\n";
return $pem;
}
}
?>